There are resources for families who need care-giving help.
Hopkinton Home Care is one of them.
What Home Care Costs
As you investigate the different options available to you, you want to choose the type of care that fits into your lifestyle. One of the first things on your mind is how your care decisions will affect your bank account. You are not alone; many people searching for care are apprehensive about the potential financial burden of paying for long-term care. What will home care cost for you? It may be more affordable than you think.
The Average Cost of Care
The cost of non-medical home care varies depending on where you live and the amount of care you will need. The best way to budget for home care is to determine the number of hours you will need per week and do a lot of research.
*The following is a valuable and important re-post from AARP:
Planning for in-home care is a lot like the Chinese adage about planting a tree: The best time was 20 years ago, and second best is today.
Older Americans determined to stay in their own homes are likely to need help at some point — for a few hours a day or 24/7 — with personal care, household chores and nursing services.
“There’s advanced planning, and there’s crisis planning,” says Hyman G. Darling, an estate attorney in Springfield, Mass., and president-elect of the National Academy of Elder Law Attorneys.
Those who plan ahead often buy long-term care insurance policies with home care benefits if they can afford them and qualify for them. Those without it often start out relying on an unpaid family caregiver.
“It’s tough,” Darling says.
About 1 in 3 people caring for someone at home (as opposed to a nursing home), said they had hired paid help in the past year, according to a 2015 survey by the AARP Public Policy Institute and National Alliance for Caregiving.